Payer Authentication Demo

Payment Acceptance Solutions

Flex Microform

An embedded solution for secure payment card acceptance, offering full control over your payment form's appearance.

PAN

Sending Raw PAN and PCI compliant

Card Type Card Type not supported by TRA Test Case

Payer Authentication Demo Configuration

Payment Authentication Flows

Standalone

Use Payer Authentication without gateway.

Endpoint: '/risk/v1/authentications...'

Bundled + Gateway

Bundle Payer Authentication request with gateway.

Endpoint: '/pts/v2/payments'

Payer Authentication Options

Step Up

Challenge Flow (User presented One Time Passcode)

Frictionless

No challenge Flow (User not presented One Time Passcode)

Exemption - TRA

No challenge requested (transactional risk analysis is already performed)

consumerAuthenticationInformation.challengeCode : 05

Enrollment Options

Collect Client Browser Device Data This should be used alongside Cardinal Device Data Collection so don't omit Cardinal DDC.

Forced Step Up Challenge requested (mandate) consumerAuthenticationInformation.challengeCode : 04

Request ACS Window Size An override field that a merchant can pass in to set the challenge window size to display to the end cardholder. (width x height in pixels)